What is Fintech?

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Fintech, a contraction of “finance” and “technology,” refers to companies that use technology to offer innovative financial services that are often more accessible or less expensive than traditional banks. Decentralized finance (DeFi) is a suite of financial services that are not controlled by a central authority. It uses blockchain technology to create financial applications that operate without intermediaries such as banks, financial institutions, or governments.



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03:16
“Deep” Electronic Word of Mouth involves in-depth online consumer discussions about products and services. It goes beyond surface-level comments, offering thoroughness, authenticity, and influence. Examples include detailed reviews on platforms like Amazon, TripAdvisor and discussions in specialized forums impacting businesses and consumers.
ZAMAN Mustafeed - EM Normandie |
02:59
Femvertising is a term for advertising that utilizes pro-female talent, messaging, and imagery to empower and uplift women and girls. It is a successful approach for brands to create a positive emotional connection with their consumers through a sense of pride and inspiration that drives deeper engagement and brand loyalty. When brands use pro-female messages for profit without a genuine commitment to gender equality and body inclusivity, femvertising risks being perceived as a form of opportunism. This lack of authenticity in advertising can lead to femwashing.
BAYARASSOU Oula - EM Normandie |
04:11
Brand Hate encompasses a variety of negative emotions towards a brand, such as anger, disgust, contempt, and disappointment. It is often rooted in ideological incompatibility, which refers to a conflict between a brand's values and those of the consumer, as well as negative experiences and corporate misconduct. In addition, symbolic or image incongruence can contribute to brand hate, particularly when there's a mismatch between the typical image of a brand and the consumer's self-image. In response to these feelings of brand hate, consumers typically adopt one of two coping strategies: avoidance, similar to a flight response, or revenge, similar to a fight response.
BAYARASSOU Oula - EM Normandie |
03:46
Le développement des compétences interculturelles repose sur une approche expérientielle qui met l’apprenant en interaction directe avec d’autres cultures. Or, il n’est pas toujours faisable d’offrir une immersion dans une culture étrangère à tous les étudiants. Cette vidéo présente une expérience pédagogique qui permet un apprentissage expérientiel à distance des compétences interculturelles. Tout au long d’un semestre, les étudiants s’engagent dans une série d’interactions interpersonnelles et impersonnelles avec une culture étrangère, à partir desquelles ils développent une analyse de cette culture et une réflexion sur leur apprentissage.
GHANTOUS Nabil - EM Normandie |

Medias of the same thematics

We examine whether board representation of bondholders can be an effective market discipline mechanism to reduce bank risk, using a unique dataset combining information on bondholders and boards of directors of European listed banks. Our results show that the influence of bondholder representatives on the bank board significantly reduces bank risk without impacting profitability.
TRAN Phan Huy Hieu - Burgundy School of Business |
This paper investigates the impact of gender quotas on firm performance using countries worldwide that have introduced a gender quota as a quasinatural experiment.
TRAN Thu Ha - Burgundy School of Business |
In this video, Wael Rouatbi presents his article entitled “The role of multiple large shareholders in the choice of debt source”, co-authored with Sabri Boubaker and Walid Saffar, and published in Financial Management in 2017. Using a large sample of French listed companies, this study shows that companies with multiple controlling shareholders tend to resort to bank debt financing.
ROUATBI Wael - MONTPELLIER Business School |

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