What is social finance?

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Social financial institutions aim to finance social projects. Examples of such institutions include foundations, microfinance institutions, crowdfunding platforms, credit cooperatives, and social or ethical banks. Their operating methods are highly diverse: foundations make donations, while social banks provide loans. Social financial institutions make their investment and financing decisions based on social, environmental, and economic criteria.

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03:18
Description of the concept of CSR Corporate Social Responsibility (CSR) emerged from reflections aimed at questioning the role and mission of companies in society, as well as the responsibilities they bear. This concept appeared during the Second Industrial Revolution in the United States, as a way to examine the practices of large corporations concentrating capital, tools, and human resources.
MARAIS Magalie - MONTPELLIER Business School |
03:48
To understand the term “Sustainable Finance,” we need to look at the two words that make it up. The word “finance” refers to any activity related to money, which serves as a medium of exchange and a store of value. These activities can include financing and investing across different fields such as corporate finance, market finance, public finance, and personal finance. As for the word “sustainable,” it simply means something that lasts over time. Therefore, the term “Sustainable Finance” refers to financial activities that aim to promote sustainability across the four areas of finance. This sustainability can be social and/or environmental.
HOANG HILLARD Thi Hong Van - MONTPELLIER Business School |
03:52
La valeur perçue du produit décrit l'évaluation globale d'un produit par les consommateurs. Elle prend en compte la mesure dans laquelle un produit répond aux besoins et aux attentes d'un consommateur. Elle prend en compte la mesure dans laquelle un produit répond aux besoins et aux attentes d'un consommateur. La perception de la valeur d'un produit peut être considérée comme un compromis entre la qualité et le prix. Toutefois, des définitions plus nuancées tiennent compte de la nature complexe de la valeur perçue des produits et font référence à ses dimensions : émotionnelle (sentiments générés), sociale (amélioration de l'image sociale de soi), qualité/performance (attentes en matière de qualité et de performance) et prix/valeur de l'argent (utilité et coût du produit).
OSBURG Victoria-Sophie - MONTPELLIER Business School |
04:24
inscrites dans les codes de conduite des banques, et comment font-ils face aux dilemmes éthiques ? Pour répondre à ces questions, nous avons mené une enquête en ligne non incitative auprès d'employés de gestion de patrimoine de l'entité juridique suisse d'une grande banque multinationale. Nous avons utilisé des questions de jugement situationnel pour estimer la compréhension et le niveau d'adhésion attendu aux principes du CdC. Nous montrons que le fait de formuler les questions sous l'étiquette "sécurité financière" augmente la précision des réponses et que l'honnêteté des employés aide à orienter leur décisions vers l'intégrité dans les dilemmes éthiques. Ainsi, outre la validation d'une méthode permettant de tester le niveau de compréhension de le Code.
LOMBARD Ewa - MONTPELLIER Business School |

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